Business Term Loan

If your business is growing, you likely want to ensure that your growth continues at a rapid rate. But sometimes this can be challenging, especially as in most cases, you need to spend money to make money. If that is the case for your business, you’ll be happy to know that US Capital can turn your business term loan need into a reality. In fact, we specialize in helping businesses get approved for business term loans so that their business can continue to flourish.

Get Started

Why get a business term loan?

Unsecured Funding

Most business line of credit solutions are unsecured.

Fast Funding

Access your funds in as little as 1 to 3 business days

Easy Process

An easy process that isn’t hindered by past credit issues

24 Hour Approval

Approvals within 24 hours of your application

What is a business term loan?

A business term loan provides business owners with access to funds needed to grow their business, all in one lump sum payment.

Funding Amount

Typical funding ranges from $10,000 - $5,000,000

Terms

Our loans range from 3 months to 10 years in length

Rates

Our rates start at 5% based on your credit rating

Speed

We’re fast and can often fund your loan within 1 to 3 business days

Is a business term loan right for you?

Business owners appreciate having options versus being pigeon-holed into a single solution. Today’s online credit opportunities make it easy for business owners to apply for many small business loans that fit the specific needs of their business. But these online options don’t always provide the simplicity that businesses need.

In some cases, business owners want to keep things simple, but don’t want to have to work with the bank. At US Capital, we make business term loans easy.

Benefits of a business term loan

  • Payback your loan in easy to predict fixed monthly payments
  • Longer loan terms are available
  • Your past credit issues won’t hinder you
  • Your loan can be used for a variety of business-related purposes

Drawbacks of a business term loan

  • Your loan payment remains the same even when your business revenue is down
  • You may be subject to prepayment penalties if you try to pay your loan off early

How to get a business term loan

1

Apply Online

Fill out our quick and easy secure online application. Most people finish the form in 1 minute or less.
2

Speak With Us

After you fill out our initial application, a representative will contact you to discuss your options.
3

Get Funded

If you are approved, we get you the capital your business needs as quickly as possible.

How to qualify for a business term loan

To apply for a business term loan, business owners will need to provide three months’ worth of business bank statements. And, as long as you are running a profitable business, you will have an excellent chance of securing your business term loan with US Capital.

Most customers approved for a small business term loan met the following criteria

  • Annual revenue of $120,000 or more
  • A credit score of 600 or higher
  • Twelve months or more of business history

To apply, you will need

  • Driver’s license
  • Voided check from your business account
  • Recent bank statements
  • A completed application for US Capital

US Capital can help with your business term loan

If you are ready to partner with United Capital on a business term loan, then reach out to us today. Apply online for your loan, call us at (800) 952 – 6330 or email us at info@uscap.co. We’re here to make it easy, and make your small business dream a reality.

Join Our Happy Clients