Revenue Based Loans

When businesses get going, it can take some time to get a steady stream of revenue coming in. Therefore, it can be challenging to take out a traditional small business loan that requires a static payment with applied interest every month. Revenue-based business loans provide business owners with the option to calculate payments based on predicted revenue. This ensures that the business can make progress towards repayment without overpaying or underpaying in any given month.

Get Started

Why get a revenue based loan?

Unsecured Funding

Most business line of credit solutions are unsecured.

Fast Funding

Access your funds in as little as 1 to 3 business days

Easy Process

An easy process that isn’t hindered by past credit issues

24 Hour Approval

Approvals within 24 hours of your application

What is a revenue based loan?

Revenue-based business loans are unique loan options that provide funding up front, but only require monthly payback as a percentage of future monthly revenue. Payments continue for as long as it takes to repay the principle balance and interest in full.

Funding Amount

Typical funding ranges from $10,000 - $5,000,000


Our loans range from 3 months to 10 years in length


Our rates start at 9% based on your credit rating


We’re fast and can often fund your loan within 1 to 3 business days

Is a revenue based loan right for you?

If you know that a small business loan won’t work for you because you don’t have the credit score or collateral needed, and because you don’t want to be stuck at a lower payment when you know revenue will increase and you can make a higher monthly payment down the road, then the US Capital revenue-based business loan may be the best option for your business.

While you plan to use your small business loan to increase revenue, that increase isn’t going to just happen immediately. Instead, you need a long-term investment, and not just a short-term fix. Big business investments take time to generate results and turn a profit or good revenue.

Benefits of a revenue based loan

  • Get access to your funds fast
  • Easy approval process
  • Your past credit issues won’t hinder you
  • Your loan can be used for a variety of business-related purposes

Drawbacks of a revenue based loan

  • These loans are subject to higher interest rates and fees than traditional business loans
  • You may be required to put up collateral to quality for a revenue-based business loan

How to get a revenue based loan


Apply Online

Fill out our quick and easy secure online application. Most people finish the form in 1 minute or less.

Speak With Us

After you fill out our initial application, a representative will contact you to discuss your options.

Get Funded

If you are approved, we get you the capital your business needs as quickly as possible.

How to qualify for a revenue based loan

To apply for a revenue-based business loan, business owners will need to provide three months’ worth of business bank statements. However, revenue-based loans do have a few more requirements than many other more traditional types of business loans. Your approval will be based on your revenue and you will need to prove that you have a steady baseline revenue and that revenue will increase in the coming months.

Most customers approved for a revenue-based business loan met the following criteria

  • Annual revenue of $120,000 or more
  • A credit score of 525 or higher
  • Four or more months or more of business history

To apply, you will need

  • Driver’s license
  • Voided check from your business account
  • Recent bank statements
  • A completed application for US Capital

US Capital can help with your revenue based loan

If you are ready to partner with US Capital on a revenue based loan, then reach out to us today. Apply online for your loan, call us at (800) 952 – 6330 or email us at We’re here to make it easy, and make your small business dream a reality.

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